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A life insurance policy states that you will pay premiums to an insurance company over time, and in exchange, the company will pay a lump sum amount to a designated beneficiary upon your death. The money from your life insurance policy can help pay bills and help support your surviving family members’ living expenses. You may need to adjust the amount of your life insurance policy related to major life events, like buying a home, getting married, or having a child.

Many people may not realize the fact that when you retire you lose your dental/vision coverage. We are proud to offer solid plans at reasonable rates. We can assist you with this coverage in addition to plans covering hearing.

An annuity is a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future. You buy an annuity by making either a single payment or a series of payments. Similarly, your payout may come either as one lump-sum payment or as a series of payments over time.